5 Tips To Get The Most Out Of Your Personal Injury Claim
If you’ve been injured as a result of someone else’s negligence, you have a right to seek compensation for your losses. From medical bills to lost wages, your compensation should provide everything you need to make your way toward recovery.
Many Things Can Go Against You
It’s important that you take your personal injury claim through a complete process. Being fully prepared is the best thing you can do to bolster your case. Trusting the insurance companies to do this for you is unwise. Your best interests are not the same as theirs.
Insurance companies are not going to hand over money willingly. You can expect that they will fully investigate the events that occurred before they even start to talk about compensation. If you have any prior history of related medical conditions, they will use this information to diminish the value of the claim.
In order to give yourself the best chance at regaining the life you had before the incident, you’ll need to have an effective strategy in place. Understanding that there are aspects of your case that you can control will help you get the most out of your personal injury claim. Here are 5 tips that can get you started.
• Decide on a settlement amount. Go over your records of loss and get a solid idea of how much compensation you deserve. You want to have this figure in your mind before you even talk to the insurance adjuster. Choose an amount that you feel is your deal breaker; you won’t settle for anything less.
There are many types of damages that you may acquire due to your injury. Consider your lost wages, your medical bills, and any emotional trauma you’ve suffered. Value your claim fully before you take any figure thrown at you.
• Provide thorough medical documentation. You’ll need to prove that you are injured in order to receive personal injury compensation. When you seek medical treatment, your doctors will document everything that you tell them. Let them know every part of your body that hurts, every movement that is affected, and every ailment that has compromised your quality of life.
Never be embarrassed to tell your doctor everything. Your doctor’s diagnosis will carry the main value of your claim. If you’ve had issues with intimacy since the accident, tell your doctor so this can be documented. Honesty is the only way to work toward healing.
• Follow all treatment plans prescribed. If your doctor has prescribed physical therapy (PT) to treat your ailments, go to every session. If you’ve been given a medication, fill each prescription. If the doctor has recommended you see a therapist for PTSD, follow the advice.
Keep accurate records, including contact information and dates of service for all doctors, specialists, and therapists. Keep receipts for all prescription and over-the-counter medications. If you need any special equipment, such as bandages, canes, or braces, keep those receipts for future compensation.
• Stay off of social media. The age of technology has made every person’s life an open book. Refrain from using social media until after your case has been settled. When they say that “anything you say can and will be used against you in a court of law,” it also applies to what you say on social media.
Posting pictures on Facebook of you at the beach, at the ballgame, or at the club will only hinder your case. The opposition will find them and use them to show that you’re not as injured as you say. And always refrain from talking about your case or injury with anyone except your personal injury lawyer.
• Don’t settle too quickly. You might be eager to take the money and run, but settling too soon can leave you in the cold down the road. It can take months, sometimes over a year, to settle a personal injury claim. It can take a long time to determine if some injuries will require surgery, or a long time spent in therapy. You want to receive your maximum benefits, not sign them away.
This is where your personal injury lawyer can help you. They can help you determine what needs to be done to get the compensation you deserve. Your personal injury lawyer will help you build your case and communicate with the other side as you seek a fair settlement. And if your case does go to trial, you’ll have someone by your side who knows what to do.
The legal system can be complicated, especially in personal injury claims. Be prepared, be patient, and you’re sure to reach the settlement you deserve.