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6 Ways Insurance Adjusters Might Try To Influence Your Settlement

 6 Ways Insurance Adjusters Might Try To Influence Your SettlementWhile insurance companies may want clients to think they’re on their side, it’s important to remember that they’re really on the side of their bottom line. For this reason, it’s not uncommon for insurance companies to have tricky strategies they may use to delegitimize or lower your car accident settlement, and it’s not uncommon for injured motorists to walk right into these strategies unawares. Typically, your personal injury attorney will be there to warn you what to do, and what not to do, after you’ve been in a car accident, but it’s never a bad idea to know what to look for yourself. 6 ways insurance adjusters might try to influence your settlement are:

• Little communication – While it’s true that an insurance adjuster may be working as many as 100 cases at a time, there’s also a bit of strategy put into difficulty in communication. You may have questions after an accident, and you find that you can’t get a hold of your adjuster as you play a never-ending game of phone tag. In some cases, the insurance adjuster may be stringing you along in hopes you give up fighting for a higher settlement and simply “let it go” for convenience’s sake.

• Giving you long documents to sign – In the documents your insurance adjuster may want you to sign hidden fine print may be present that limits or eliminates your rights. It’s important to not just thoroughly read anything you sign before you sign it, but to hand it off to your car accident attorney to make sure you’re not limiting your settlement by signing.

• Asking for recorded statements – If you’ve told the truth, you may feel as though you have nothing to hide, and you’ll have no problem supplying recorded statements to an insurance adjuster. However, some questions may be able to be taken out of context and used against you later on in the settlement process. It’s best to not agree to recorded statements, and to leave communications up to your personal injury attorney.

• Delaying settlements and offers – The time after a car accident is difficult, and this rings particularly true if you’re drowning in medical bills, lost work wages, and debt. Insurance companies know this, and they may delay settlements and offers for as long as possible to make you more likely to jump at a meager settlement offer.

• You could be being surveilled – Insurance adjusters may watch your everyday activities, they may watch your social media, and they may watch your work habits for any clue that could question your injuries or your car accident experience. Serious injuries cost a lot more than minor ones, and ideally an insurance adjuster will be able to prove your injuries were simply mild and you’re not entitled to compensation for your stated damages.

• Talk you out of an attorney – Insurance providers know that the backing of a personal injury attorney gives you a better shot at a higher settlement, so they may try to talk clients out of seeking an attorney for their case.

While not all insurance adjusters or insurance companies will employ any of these tactics, there are the few that will, and it’s important to keep in the know in order to give yourself your best chance at a fair settlement. To learn more about representation after a car accident, contact us at today.

Attorney David Goldman has a strong belief that everyone should be treated fairly and those with the means should do what they can to bring justice in all areas of our society. That belief has led him to help Florida's injured from being taken advantage of by corporations and insurance companies. Since 1989 David Goldman has been fighting for the rights of Floridians both as an attorney and by personally supporting our community.

6 Ways Insurance Adjusters Might Try To Influence Your Settlement

Goldman Babboni Fernandez
Murphy & Walsh

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