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7 Ways To Deal With Insurance Companies After An Auto Accident

Each car insurance company claims to be better than all the rest. They promise to be there for you, cover your craziest claims, and always see that you’re fairly compensated. Your insurance company says they’ll stand by your side through thick and thin. But what happens when something goes wrong?

There are some insurance companies who will make good on their promises to cover your losses, but there are some that will not. Before you deal with any insurance company, here are 7 things to do, or not do, to make sure you receive full compensation after an accident.

• Do not talk to anyone immediately after the accident. The first thing you should do is to seek medical treatment. Make sure that you are checked over and cleared to go home. Once you are at home and have a chance to settle your mind, you can contact the insurance company.

• Do write down everything you can remember. Before you speak to anyone, write down all of the details of the accident while they are fresh in your mind. If you have contact information for witnesses, or other information written down on a scrap of paper, organize everything together in one place, such as a notebook.

• Do not apologize. Never apologize to anyone for the accident, no matter how the accident occurred. Never say that you are sorry for the accident. The opposing insurance company can take that statement out of context as an admission of guilt.

• Do wait before signing or settling. If you are pressured to sign or settle, take a step back before you do. Signing liability releases or releases for information can be used against your case. A quick settlement will only give you the minimal amount, and you might actually need more money to cover medical expenses down the road. This is a good time to contact an auto accident lawyer to review your next steps.

• Do not say that you are “fine.” Never, under any circumstances, say that you are fine or okay. You might say it out of a matter of habit, but these words can come back to haunt you later. Many injuries from auto accidents can take days or even weeks to develop into something serious.

• Do stick to the basics. Never admit fault or give an opinion on what you think happened. Stick to the facts such as who was driving and where it happened. Do not provide the other party’s insurance company with contact information for your medical doctors.

• Do not let the insurance company think that you don’t have a lawyer. If an insurance company does not think that you are represented by an auto accident lawyer, they will take advantage of the situation. You might find them pressuring you to take a fast and low settlement. Knowing that you are covered by a legal team will back them down and help you get the settlement you deserve.

Attorney David Goldman has a strong belief that everyone should be treated fairly and those with the means should do what they can to bring justice in all areas of our society. That belief has led him to help Florida's injured from being taken advantage of by corporations and insurance companies. Since 1989 David Goldman has been fighting for the rights of Floridians both as an attorney and by personally supporting our community.

7 Ways To Deal With Insurance Companies After An Auto Accident

Goldman Babboni Fernandez
Murphy & Walsh

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