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Accident Dos And Don’ts


The worst has happened, you’ve been in a car accident. No you don’t know what to do. Luckily, we’ve put together a comprehensive list of dos and don’ts when you are in auto accident so you can be sure you are protecting yourself.

Dos

Do: In case of injury seek medical attention immediately. If your passengers or the person in the other vehicle have been injured call an ambulance.

Do: Call the police. The police will come, investigate the crash, talk to witnesses, and file an accident report. The findings of a police report can protect you against liability and lengthy legal battles. Also always cooperate with the police and emergency responders..

Do: Collect all the necessary information about the other drivers. That includes their name and telephone number, license plate, make model and year of car, and insurance information. If possible collect the information of all the witnesses of the accident as well. You also want to give your information to the other person.

Do: Take photos of the accident. Photos are a great way to protect yourself. You want to take photos of the scene of the accident, injuries, and any property damage. Take as many pictures as you can from as many angles as possible. You can easily take these photos with a cameraphone but if you do not own a cameraphone, keep a disposable camera in your glove compartment at all times.

Do: Call your insurance company immediately and report the accident. They will help you begin the claims process right away.

Do: Be honest about the accident with the police and the insurance company. Even if you are at fault, you need to explain the circumstances. If you are caught lying, your company can cancel your insurance and you will be liable to pay for the accident yourself.

Do: Review your insurance policy. Understand all your coverages and exclusions. If you have trouble understanding your policy or have questions, call your insurance agent, they will be able to assist you.

Do: Keep a record of all conversations and interactions with your insurance company. Make sure you get the names, titles, and information of all the insurance representatives you speak with. Keep a timeline and a file of all relevant documents to your claim.

Do: Keep track of your costs associated with the accident. The most important is your medical and rehabilitation bills. However you should also include any extra expenses as a product of the accident. These could be things like missed work or any incidental costs to pursuing your claim.

Do: Get a property damage evaluation from your insurance company and at least two independent shops. Make sure the value your insurance company is offering is equivalent to the value of the damage.

Do: Hire a lawyer. An auto accident attorney can help you navigate the insurance process and make sure you get the full value of the damage. They can also help protect you if you are at-fault from paying more than what you is fair.

Don’ts

Don’t: Move your vehicle after an accident unless it is required by law. Also do not put yourself further at risk by standing in the way of traffic.

Don’t: Do not ever leave the scene of an accident until you have exchanged information or the police tell you it is okay to leave. Leaving a scene of an accident, even one where another person is at-fault, is a crime.

Don’t: Admit fault to anyone at the scene of the accident. Do not apologize. This can lead to trouble later when determining the liability of the parties.

Don’t: Discard anything that could be used as evidence for your claim. Keep everything, even if it seems like it may not help.

Don’t: Automatically accept any appraisal of damage. Always make sure you get a second opinion so that you are getting the full value of your claim.

Don’t: Sign any waivers or releases without consulting a lawyer. You may sign the wrong paperwork and give up your claim.

Don’t: Agree to settlement terms without consulting a lawyer first. You may be settling for much less than you deserve, or paying more than what is fair.

Accidents will always be stressful, but if you are prepared and know what to do, you can make sure you are protected. Also remember, if there is ever anything you do not understand about the process, call a lawyer. Their expertise will help protect you during the claim process after an accident.

Attorney David Goldman has a strong belief that everyone should be treated fairly and those with the means should do what they can to bring justice in all areas of our society. That belief has led him to help Florida's injured from being taken advantage of by corporations and insurance companies. Since 1989 David Goldman has been fighting for the rights of Floridians both as an attorney and by personally supporting our community.

Accident Dos And Don’ts

Goldman Babboni Fernandez
Murphy & Walsh




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