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Avoid Common Mistakes That Harm Your Accident Settlement

Insurance adjusters and defense attorneys are always looking for reasons to poke holes in your auto insurance claim. After all, the less they have to pay out to you, the more of your premiums and payments they get to keep as profit. The average Florida driver is often unaware of how they can create those holes themselves and what they might be doing to harm their auto insurance claims as soon as an accident occurs.

Putting off visiting the doctor about that stiff neck that has not healed, talking to a friend about your accident and claim, and posting about that new lunch spot on social media can all be used against you in negotiating your claim. Having a skilled and knowledgeable car accident attorney practicing in the state of Florida by your side is the best thing you can do to ensure you don’t make any of the crucial mistakes that could cost you your claim.

Some of the most common mistakes that could harm your accident settlement are the following:

• Waiting To See A Doctor – An accident is a stressful and shocking thing, and it will make adrenaline pump through your body for hours after the accident has occurred. When adrenaline is present, your body’s ability to feel pain is hindered, and you may not realize that your injuries are as severe as they are. This could cause you to skip seeking medical attention after an accident, believing that you are just fine and you got lucky in walking away from your accident unscathed. However, you wake up the next morning and your neck is stiff, there is nerve pain in your wrists, and you have a headache that simply won’t quit.

If you wait to see your doctor, this says to your insurance provider that your injuries may not have been caused by the accident and that it could be something else entirely. This can give them footing to deny or lower your injury claims, leaving you saddled with your own medical bills.

• Talking About Your Case – The average Florida motorist is not a specialist in Florida personal injury law, and they are not expected to be. Insurance adjusters and defense teams know this, so they may try to talk to you directly about your auto accident case. They hope you will slip up and that you will place yourself in a position that gives them the upper hand in lowering your settlement amount. It is important to avoid talking about your case until your claim has been paid and to leave all communications to your auto accident attorney.

• Posting On Social Media – Using social media is a natural part of our everyday lives in 2020. Creating a Facebook post or updating your Instagram after a haircut is not something we think much about at all. When you have been in a car accident, however, social media is best avoided. Insurance adjusters and defense teams will be looking at your online accounts for photos of outings and those updates that suggest you have gone out and participated in an activity, or any hint that your injuries or your accident may not have been as severe as you claim. They can and will use this information to lessen your claim, using your own words or photos as proof that your injuries are being exaggerated. Until your claim has been paid, it is recommended to avoid social media altogether.

If you have been in an auto accident and you are looking to avoid these common mistakes, contact us at to see how we can help you today.

During his time as a public attorney for the State of Florida, Bernard Walsh developed a passion for defending the legal rights of Florida's citizens. Having seen many people being taken advantage of after being injured and the financial harm that can cause for families he committed himself fully to helping injured clients get justice, by fighting to make greedy insurance companies pay what they owe.

Avoid Common Mistakes That Harm Your Accident Settlement

Goldman Babboni Fernandez
Murphy & Walsh

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