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Avoid These Statements When Speaking To Your Insurance Company After A Sarasota Auto Accident

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Dealing with insurance companies after a car accident is complicated. Many insurance companies try to avoid or reduce the amount of your claim, and will often try to take advantage of your unstable predicament immediately after the car accident. You should prepare for how you will speak with your insurance company should you get involved in a Sarasota car accident.

Giving A Formal Statement

Most insurance companies ask their clients to give a recorded statement immediately after the accident. They will tell you this is harmless, but given that you are likely stressed and frazzled, you are likely to say the wrong thing that can be used to reduce the amount of compensation you could get.
You should remember that you are not legally obligated to give a statement. It is better to avoid giving a formal statement before speaking with your Sarasota auto accident lawyer.

“I’m Feeling Fine” Or “I Don’t Have Any Injuries”

People who have been involved in a car accident are often in a state of shock during which they do not yet feel any pain or present symptoms of injury. This is why you are prone to saying that you are feeling fine. Such statements may be used to dismiss your claims later on. The insurance company may say that you were not injured or that your injuries were not serious and reduce or deny your claims.

To be sure, avoid such statements before a medical expert has conducted a full examination of your body after an accident. Likewise, do not sign a medical release form.

“I’m So Sorry, I Didn’t See…” Or Any Statement Admitting Fault

Although Florida is a no-fault state, you still should not admit—whether implicitly or explicitly—that you are at fault for the accident. Do not do so even if you think that you were at fault. This could jeopardize your chances of getting compensated. Let the police investigate the facts and establish who is truly at fault to maximize your chances of recouping any damages.

“I Think” Or “I’m Pretty Sure”

These statements are usually used when they are guessing or are not 100% sure of their statement. You should absolutely avoid making statements that you are not sure of with your insurance provider. If you are not sure about something, you can simply say “I don’t know.” This is the safest answer when you are still in a daze and unsure of many things about the accident.

“Yes” To Their Settlement Offer

The insurance company may try to give you a settlement offer immediately after the accident. However, this is a sure-fire sign that they giving a lowball offer. How do we know? Because they made an offer before there is adequate time to gather all evidence. Do not say “yes” to an initial settlement offer without consulting with a lawyer first. Let your Sarasota lawyer investigate the facts of the case so they can determine how much you should get, and consider all possible options so you can get what you deserve.

Contact a Sarasota auto accident lawyer now.

During his time as a public attorney for the State of Florida, Bernard Walsh developed a passion for defending the legal rights of Florida's citizens. Having seen many people being taken advantage of after being injured and the financial harm that can cause for families he committed himself fully to helping injured clients get justice, by fighting to make greedy insurance companies pay what they owe.

Avoid These Statements When Speaking To Your Insurance Company After A Sarasota Auto Accident

Goldman Babboni Fernandez
Murphy & Walsh

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