Benefits of Florida Personal Injury Law
Any kind of personal injury claim after an auto accident can prove to be challenging and can result in a good amount of confusion and frustration as you seek fair compensation for your injuries.
Instead of trusting what other people, including the defendant, have to say about the process, it is always in your best interest to consult with an experienced personal injury attorney as you seek compensation for your claim.
In order to win any compensation for your claim, you need to prove that the negligence of another person caused your injuries. You want to file your claim as soon as possible following the accident as well.
After the accident, make sure to record all the details you can about what happened and how the injuries were sustained. You also need to write down the names and contact information for everyone that was on the scene.
Then, report the incident and take as many photos as possible of your injuries, the location where the injury occurred, and anything else that can help paint a clear picture of what happened.
You should then contact a personal injury attorney to discuss the legitimacy of your claim and to help with the insurance company for the negligent party.
Florida Personal Injury Law
For compensation in Florida for a personal injury claim, you need to demonstrate that the other individual involved had an obligation not to harm you and neglected that obligation. You also need to prove that the injuries and harm were due to that negligence.
One of the biggest exemptions to this in Florida, however, has to do with auto accidents. Florida is a no-fault state, which means that each party will pay for their own car and injuries regardless of who was to blame for the accident.
For this reason, Florida drivers are required to carry personal injury insurance (PIP) to cover a minimum of $10,000 per individual for each crash.
PIP Coverage in Florida
If your injuries were the result of an auto accident, then you may be covered by the PIP coverage. Once the deductibles for this kind of coverage are paid, most PIP policies will cover approximately 80 percent of the expenses for any out of pocket prescriptions, x-rays, dental work, rehabilitation, and any ambulance, hospital, or nursing costs associated with the injuries.
The injuries and these costs must be directly related to the auto accident. Some things not covered under Florida's PIP coverage include acupuncture and massage therapy.
However, it can also cover up to 60 percent of lost wages, mileage reimbursement for any doctor visits you had to attend, as well as up to $5,000 in death benefits.
Injuries That May Be Covered
If you can prove the negligence of another person for your personal injury, then you may be able to gain compensation for any past, current, or future costs for therapy relating to the injuries, lost income from work, and compensation for any property that may have been harmed as a result of the incident as well.
Hiring an Attorney
If you are unsure about how your PIP coverage works for an auto accident or you need more information about receiving compensation for a personal injury you occurred as the result of another's negligence, then you should discuss your case with a qualified personal injury attorney.
They will help you navigate the process from day one and will help to ensure that all the proper steps are followed, and all the important documentation is gathered and submitted.
So, if you have been injured in any kind of accident, you should always discuss all your options to make sure you have a fair chance of receiving the compensation and benefits you deserve for your injuries.