Everything You Need To Know About Auto Accident Settlements

Out of the blue you are hit by a distracted driver. You are in shock, pain, and your vehicle is a complete loss. A few days later and the medical bills are piling up. You can’t work and now you can’t pay your bills. The at fault driver’s insurance adjuster calls but you are not sure if what they are offering will help. This is when you need to reach out and hire a personal injury attorney and have them seek a settlement claim.

What Exactly Is An Auto Accident Settlement?

A settlement is an amount of money from the insurance company that will cover your injuries. A settlement is an agreed upon figure between the accident victim, the insurance company, and the attorneys. A settlement is an alternative to going to court. The process of obtaining a settlement can be a long series of negotiations. However, with the help of an experienced attorney, who knows how to prove your claim, you won’t have to worry about the process and can instead focus on healing.

Do Most Car Accidents Settle or Go to Court?

There are many reasons that an insurance company prefers to settle before going to court:

● Insurance companies know juries often dislike insurance companies and may be sympathetic to your disclosures

● The goal of the insurance adjuster is to settle as quickly as possible for the least amount and know that the longer it takes, the more your expenses may go up including continued medical care.

● There is a chance the at fault driver will lose and the attorney will not get paid

● Trials are expensive and losing will cost the insurance company even more than if they settled.

How Does the Settlement Process Work?

The most important step you can take when deciding to reject the offer from the insurance company is to hire the services of a competent attorney who can be your spokesperson. In most cases you can expect the following to occur:

● Gathering Evidence: Your attorney and their staff will gather all medical records, bills, interview witnesses, obtain photos, and determine future expenses. It is important you keep all receipts and provide all information to your attorney

● Sending A Demand Letter: Once the data has been collected your attorney will determine an amount based on current and future expenses and send this demand letter to the insurance company.

● Seeking An Independent Medical Exam: Often the insurance company will demand that you see one of their doctors to determine if your injuries are legitimate.

● The Extension Of A Settlement Offer: Once the insurance company has received the demand letter they will conduct their own investigation and will either accept or reject your claim.

● Negotiation: If the insurance company accepts your request for settlement they will then negotiate the amount to come to an agreement.

● Mediation: If the two parties cannot agree on a settlement it will go to mediation where a neutral licensed attorney will moderate and help the two parties.

It is important to recognize that you have only one chance to obtain a reasonable settlement. Once you accept the amount the insurance companies offer you have no option to request more should you find the car accident resulted in more medical issues in the future. It is for that reason that it is the best option to obtain the services of a well qualified attorney.

At Justice Pays, we know how to get insurance companies to settle for a fair amount. Our Southern Florida accident attorneys have been doing so for over a combined 100 years. Don’t worry though, even if they won’t settle, we have just as much experience making them pay in court. Give us a call for a free case evaluation and we’ll let you know how we can help you get a fair settlement.


Client Testimonials

Attorney David Goldman has been exceptional in the process of helping me through the case. He has always been easy to reach, whether by phone or email, and has thorough knowledge and explains clearly in depth so you feel safe and confident in your lawyer

I used Michael Babboni and his paralegal, Nicole Moore for a legal matter. They went above and beyond my expectations. During the entire process there was constant communication with both Michael and Nicole. They were extremely organized and on top of my case, which I am very grateful for. Michael truly had my best interests at heart and he was very genuine. I plan on referring Michael to all family and friends and will continue to use him in the future.

I dealt most with Mr. Fernandez. I didn’t know a lot about this process. He took the time to speak with me individually, in person, to explain everything. It was very helpful to actually know and understand the process and what to expect. He closed my case quickly, which was nice that it was not prolonged! I appreciated his hard work and getting me what I felt I deserved after my car accident. I highly recommend him to anyone who needs an honest and reliable lawyer to assist you with your case!

I hired Mr. Walsh after an automobile accident this past March. He and his entire staff were extremely professional. They kept me informed every step of the way and settled my case in a timely manner. Thank you so much for your help.


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