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Five Helpful Tips For Dealing With An Insurance Adjuster

When you’ve been injured in an accident, insurance companies will do everything they can to avoid paying a fair settlement. They will delay your claims process, offer a low-ball settlement, and even try to get out of paying entirely. It is important that you understand how to deal with insurance adjusters so that you don’t end up with an unfair settlement for your claim. Here are five helpful tips for dealing with an insurance adjuster.

1. Know Insurance Adjusters Are Not On Your Side

Insurance adjusters may be friendly and will even say encouraging things that will make you feel like they are working for your benefit. However, do not be fooled. Insurance adjusters are acting in the best interest of the insurance company, so they may say one thing but do something else entirely. If you know that they are not on your side, you will be able to approach the relationship with caution and not end up with a low settlement because you trusted them.

2. Be Careful About What You Tell Them

Insurance adjusters will always ask for statements from you. They usually ask for these statements right after the accident before you really understand the full extent of the injuries. Later, when assessing your claim, they will try to use your own words against you. So when dealing with an insurance adjuster never volunteer information, never admit any fault, and only answer questions you feel comfortable answering. Be extra careful that they do not put words in your mouth and clarify everything so they do not misconstrue what you tell them. Finally, when you give a statement make sure you do so under the advisement of an attorney.

3. Don’t Fall For Their Tricks

Insurance companies have a ton of dirty tricks they will use to avoid paying a fair settlement. Some of these tricks including ignoring you, delaying your claim, and demanding unnecessary paperwork. All of these tricks are designed to frustrate you into either dropping your claim or accepting a lower offer than you deserve. The moment the insurance company starts playing tricks and giving you the run around, you need to hire an attorney.

4. Do Not Accept A Low Settlement Offer

There are several ways that insurance companies will try to low-ball your offer. The most common is to offer you a settlement immediately after your accident. Never accept the first offer as this will always be the lowest offer and will not account for potential long term costs. Once you accept an offer from the insurance company you are stuck. So make sure that you talk to an attorney to make sure you understand the real value of the claim so the insurance company doesn’t trap you into accepting some less than your injury is worth.

5. Hire An Attorney

Insurance adjusters prey on people’s legal ignorance and vulnerability after an injury. They know that they can pull these things because the average person is defenseless. However, accident attorneys know their tricks, understand the law, and can fight for you when you need to be focusing on recovering from your injuries. The scariest thing to an insurance adjuster is a qualified accident attorney. So rather than dealing with them yourself, avoid the pitfalls and hire an attorney to deal with them.

Insurance adjusters can be a headache to deal with, especially since they operate specifically to frustrate and exhaust you out of pursuing your claim. Instead of dealing with all their tricks, hire an accident attorney to deal with the insurance adjusters. At , Goldman, Babboni, and Walsh, we have over 150 years combined experience dealing with insurance adjusters, so we know all their tricks. We have helped thousands of injury victims just like go get a fair settlement from the insurance companies. So call us today for a free consultation to see how we can help you deal with the insurance adjusters.

Attorney David Goldman has a strong belief that everyone should be treated fairly and those with the means should do what they can to bring justice in all areas of our society. That belief has led him to help Florida's injured from being taken advantage of by corporations and insurance companies. Since 1989 David Goldman has been fighting for the rights of Floridians both as an attorney and by personally supporting our community.

Five Helpful Tips For Dealing With An Insurance Adjuster

Goldman Babboni Fernandez
Murphy & Walsh

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