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How a Car Accident Affects Your Life

They say that experience is the best teacher, and this is certainly true. However, if you are wise enough to take good advice when you hear it, you may be able to make good decisions that help you to steer clear of difficult circumstances. This dynamic can certainly enter the picture when it comes to safe driving habits that allow you to avoid car accidents. When you understand the consequences that can come about if you are in an accident, you may go the extra mile to make sensible decisions on the roadways.

As we all know, people get injured in automotive accidents, and some of the injuries are fatal. Plus, even if you are in an accident and you escape unscathed, but you hurt someone else, it will be very difficult to live with yourself. These are the most profound situations, but there are also negative financial consequences that can come about after automotive accidents, even relatively minor ones.

When it comes to vehicle damage, if you do not have collision coverage, you will have to pay for the repairs out-of-pocket (assuming the car is not totaled). If you do have collision coverage, you will have to take care of the deductible on your own. Of course, your insurance premiums will probably go up if you file a claim to have your car repaired, and then there is the matter of personal injuries.

Florida is a no-fault state, and all drivers are required to carry personal injury protection coverage (PIP). Because of this arrangement, you have to go through your own insurance company to seek reimbursement for medical expenses and lost time at work. The fact that compensation will be available to you is the good news; the bad news is that the insurance company will only have to pay 80 percent of your medical bills and 60 percent of your lost wages.

Without question, a motor vehicle accident is going to cost you a good bit of time and money. And of course, under the worst of circumstances, a wreck could actually cost you your life. The stakes are high, and you should certainly keep the potential fallout in mind every time you get behind the wheel.

We Are Here to Help!

Though we urge you to drive defensively and do everything possible to avoid collisions, some accidents are simply unavoidable. If you ever require the services of a personal injury attorney, our doors will be open, and we will be more than glad to advocate your interests. We offer free case evaluations to people in Cape Coral, Fort Myers, Englewood, Port Charlotte, and a number of other cities in southwest Florida, and you can call us toll-free at 800-954-4014 if you would like to set up an appointment.

Attorney David Goldman has a strong belief that everyone should be treated fairly and those with the means should do what they can to bring justice in all areas of our society. That belief has led him to help Florida's injured from being taken advantage of by corporations and insurance companies. Since 1989 David Goldman has been fighting for the rights of Floridians both as an attorney and by personally supporting our community.

How a Car Accident Affects Your Life

Goldman Babboni Fernandez
Murphy & Walsh

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