How To Protect Yourself From Online Scams
- Story Highlights:
As more and more people do most of their transactions online, a lot of consumers fall victim to online scams. Scammers have become more skilled at making consumers believe that they’re legitimate, which makes them even more dangerous. In today’s technologically advanced world, how do you protect yourself from scams?
The first thing you need to do is to familiarize yourself with the types of online scams today. Read on to find out what they are.
Types Of Scams On The Internet
There are a lot of different online scams that you need to be aware of, such as the following:
• Phishing - This includes providing fake logins to steal someone’s credentials. Phishing scams are rampant, and they can affect everything from online banking services to social media accounts.
• 4-1-9 - This has to do with messages saying you have won the lottery or there’s a sum of money that is owed to you.
• Pharmacy - Buying pills from random websites is not a good idea because you may find yourself vulnerable to pharmacy scams and end up purchasing fake medicine.
• Advance fee - This is when a scammer requests an upfront fee for services that were never provided in the first place.
• Online shopping and auctions – This includes a wide range of methods such as bogus websites, exploitation of legitimate sale platforms, and compromised payment services. With so many choices online, it’s become challenging to know the difference between an authentic site and a fake one that aims to steal consumers’ identity or money. These days, scammers set up generic online stores that sell items from big brands.
• Dating – Usually, this involves befriending a person over a social media platform or chat room. Once trust has been established, the scammer will persuade the other person to send them money.
• Collection agency - Criminals involved in collection agency scams contact debtors who owe money to a creditor. They call victims to threaten litigation or humiliate them in order to force them to make payments.
• Work from home - Scammers set up professional-looking websites and claim that a reputable company owns the site. Some create websites offering work-at-home opportunities and claim that they represent big merchant companies.
If you think you’ve become a victim of an online scam, the first thing to do is to ask for a refund. It’s unlikely that you will get a refund from a scammer, so the next step is to file a complaint with the Federal Trade Commission (FTC) or your local consumer protection office.
Do You Need a Lawyer?
A lawyer who specializes in internet crime can help you explore the legal options available to you. Due to the rising number of online scams these days, many law firms offer their services for such cases.
A reputable law firm like Justice Pays can help you with various consumer issues such as online scams. Don’t hesitate to reach out to our team to learn more about what we can do for you.