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How to Survive Your First Auto Accident

It is always wise to prepare for unexpected events so you know how to proceed if you are placed in a difficult position, and this certainly applies to motor vehicle accidents. Hopefully, you will never have to apply your knowledge, but you should have a basic understanding of the steps that you will need to take if you ever have an auto accident.

The experience can be quite jarring, so you should do everything possible to stay calm and keep your composure so that you can act in an effective manner. First and foremost, you should evaluate your physical condition. Clearly, if you think that you need immediate medical attention, you should call an ambulance. If you can function on your own, at least for the time being, you should move your vehicle to a safe spot if it can be driven. Before you leave the scene, the police should be contacted so that there will be a police report documenting the event. You should also contact your insurance company.

Florida is a no-fault injury accident state, so you will be dealing with your insurance company if you have an injury or any lost wages. You should get medical attention right away if it is needed, because you have to receive medical treatment within 14 days of the date of the accident if you want your personal injury protection insurance to cover your expenses. We should point out the fact that they are not required to pay the health care bills in full; a Florida personal injury protection policy will pay 80 percent. The policy would also pay 60 percent of lost wages if you missed time from work.

In states that do recognize fault, you would be able to sue the other party if you were injured due to his or her negligence. The guilty party and their insurance company would be on the hook, and you could seek compensatory damages. In Florida, you can go this route if you are hurt in an accident and the injuries are permanent. You can also seek damages from the at-fault driver if you are disfigured. A loss of the ability to perform essential bodily functions will also open the door to a lawsuit.
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We have provided some basic information that you can draw from in this blog post. However, you can be certain you are taking all the right steps if you have a personal injury lawyer representing you after your accident. Our firm has locations in Sarasota, Bradenton, St. Petersburg, Venice, and a number of other cities that sit further south along the Gulf Coast. If you would like to schedule a free case evaluation, we can be reached by phone at 800-954-4014.

Attorney David Goldman has a strong belief that everyone should be treated fairly and those with the means should do what they can to bring justice in all areas of our society. That belief has led him to help Florida's injured from being taken advantage of by corporations and insurance companies. Since 1989 David Goldman has been fighting for the rights of Floridians both as an attorney and by personally supporting our community.

How to Survive Your First Auto Accident

Goldman Babboni Fernandez
Murphy & Walsh

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