How To Talk To The Defendant's Insurance Company

In our tenure fighting for the rights of Southwest Florida personal injury victims, we have seen all the dirty tricks of the insurance companies. We often warn our clients to take extra care when speaking to any insurance company. That is because insurance companies are in the business of making money, they are not in the business of protecting people. So they will often take what is said and provided twist it and use it against you. Thus one of the most common questions we get asked is how to talk to the defendant’s insurance company. In this article, we talk about how to speak with insurance companies to ensure that your rights are fully protected.

What Should I Say To My Insurance Company?


When you buy an insurance policy, you are treated like a long time friend. However, when you file a claim, you will quickly see that your insurance provider is not in fact your friend. Unfortunately, after an accident you are required to speak to your insurance company.

However, all you were legally obligated to do is report the accident. We always recommend when reporting the accident you stick to very straightforward facts. For example, you will tell them you were in an accident, where the accident occurred, and who else was involved in the accident. They will ask a series of follow-up questions, but you're not obligated to answer those questions at the time. Instead, we always recommend telling them you will provide more details later.

During that time, you should secure the services of a personal injury attorney. Once you've hired a personal injury attorney, they will handle all communications with the insurance companies so you do not have to worry about saying something they will use against you later.

What Should I Say To The Defendant's Insurance Company?


After the accident, you will be contacted by the defendant’s insurance company. They will be looking to ask you questions and to have you make a statement. They will also demand that your statement be recorded. Never let them record a conversation with you. Their only intent is to record you saying something that can harm you later.

Many people do not know this, but in fact, you are under no legal obligation to speak to the defendant’s insurance company. So when they call, tell them that you are not comfortable making a statement. That way they can not use your words against you. Instead, have them speak to your attorney.

Do I Have To Provide Anything To The Defendant’s Insurance Company?


You are not under any obligation to provide the defendant’s insurance company with anything. However, when you reach the discovery phase of your claim, you will have to share evidence and testimony with the defendant's attorney. On the flip side they also have to present their evidence and testimony. During this period, your respective attorneys will review all of the evidence to determine their case strategy going forward.

In short, what you should say to the defendant's insurance company is nothing. You are under no legal obligation to do so. Further, it is best to have all communication with insurance companies handled by your attorney. Your attorney understands the tricks and traps that insurance companies use to get out of paying full and fair compensation for damages. To learn more, call the team at Justice Pays. Once you hire our team, you will not have to deal with the insurance companies going forward.

Video FAQ


 

Client Testimonials

Attorney David Goldman has been exceptional in the process of helping me through the case. He has always been easy to reach, whether by phone or email, and has thorough knowledge and explains clearly in depth so you feel safe and confident in your lawyer

I used Michael Babboni and his paralegal, Nicole Moore for a legal matter. They went above and beyond my expectations. During the entire process there was constant communication with both Michael and Nicole. They were extremely organized and on top of my case, which I am very grateful for. Michael truly had my best interests at heart and he was very genuine. I plan on referring Michael to all family and friends and will continue to use him in the future.

I dealt most with Mr. Fernandez. I didn’t know a lot about this process. He took the time to speak with me individually, in person, to explain everything. It was very helpful to actually know and understand the process and what to expect. He closed my case quickly, which was nice that it was not prolonged! I appreciated his hard work and getting me what I felt I deserved after my car accident. I highly recommend him to anyone who needs an honest and reliable lawyer to assist you with your case!

I hired Mr. Walsh after an automobile accident this past March. He and his entire staff were extremely professional. They kept me informed every step of the way and settled my case in a timely manner. Thank you so much for your help.

Get Your Free Case Review

Fill out my online form.

Law Offices Near You

Sarasota Office

Sarasota

941-954-1234

3550 S Tamiami Trail, 3rd Floor Sarasota Florida 34239

Bradenton Office

Bradenton

941-752-7000

5291 Office Park Blvd. Bradenton Florida 34203

St. Petersburg Office

St. Petersburg

727-381-9200

6446 Central Avenue St. Petersburg Florida 33707

Venice Office

Venice

941-496-9555

3986 S. Tamiami Trail Venice Florida 34293

Englewood Office

Englewood

941-474-4800

2960 S. McCall Rd Englewood Florida 34224

Port Charlotte Office

Port Charlotte

941-613-1141

3986 Tamiami Trail Port Charlotte Florida 33952

Arcadia Office

Arcadia

863-494-0122

10 South DeSoto Avenue Arcadia Florida 34266

Fort Myers Office

Fort Myers

239-332-0770

8359 Beacon Blvd Fort Myers Florida 33907

Lakeland Office

Lakeland

863-683-5600

5137 S. Lakeland Dr. Lakeland Florida 33813

Get personal attention from a lawyer with decades of experience.


 
×