How To Write A Demand Letter To Settle Your Claim

At some point during your injury claim, you may be required to draft a demand letter. In the letter you will explain the accident, detail your injuries, and request compensation for your damages. This can be overwhelming if you’ve never had to write one before and are unsure what to include to help you get a fair settlement. If you don’t know where to start, you’ve come to the right place. Here is a list of things you need to include in your demand letter.

Outline The Incident


You will need to start by outlining the details of the accident. Explain exactly what happened to the best of your recollection and the results of the accident. Make sure to outline why the other party is liable for the accident and how they are at fault. At no point in the letter should you admit to any wrongdoing or fault on your part, because the insurance company may use this against you. Also, keep this portion of the letter very objective. You may be tempted to talk about how upsetting the accident was but that will not help your case. Simply keep to the facts.

Detail Your Injuries


The next section you will want to talk about the resulting injuries. Make sure to list all of them, not just the big injuries that may be permanent or long-term. Though you should focus most of this section on your biggest injuries. If you can consult with your doctor, so you can use all the relevant medical terms. Also, explain the different treatments prescribed from medication to surgery to physical therapy. The more details on your injuries you can provide the better chance you have of getting full compensation for your claim.

Explain All Of Your Damages


There are more than just the cost of medical bills associated with a claim. You will also need to outline the other losses and expenses as a result of the injury. If you have lost any income or benefits from missing work, make sure to outline those expenses. Also, consider the other expenses incurred from the injury, there are a lot of ways your costs can stack up. For example, if you have to take a taxi to the hospital, include those costs. If you have severe anxiety or depression because of missing out on experiences as a result of your injury, include those details as well. If you need help determining what is a damage, talk to an accident attorney and they can help determine what all you should list on your claim.

Calculate Your Settlement Demand


Once you have outlined your damages, you will need to also include a settlement demand. Coming up with this figure can be pretty complicated, but basically, calculate your overall costs. Then, and this is really important, inflate those costs. You will want to ask for more than what you are owed in order to have room to negotiate with the insurance company. Don’t be too outrageous, just take your original figure and increase it enough that you have some room.

Attach Relevant Documents


Once you’ve written your letter, make sure to include documentation of everything that proves your demands. Include medical bills, police reports, letters from your employer, and receipts from any incurred costs. This will show them you aren’t just making superfluous claims, that the accident has actually cost you a lot of money. They will also help you prove negligence on the part of the other driver.

Get Help From An Attorney


Even if you are confident in the demand letter you have written, it’s a good idea to speak with an expert accident attorney. The attorneys at , Goldman, Babboni, Fernandez, and Walsh, cannot only help you draft your letter, they can help you review your demands to make sure you didn’t miss anything important. They can also advise you on what documents to include to prove your claim and then help you calculate your damages and ultimately negotiate your settlement.

If you need to write a demand letter, give us a call for a free consultation, we’ll make sure that you’ve included everything you need and help you get a fair settlement for your damages.


 

Client Testimonials

Attorney David Goldman has been exceptional in the process of helping me through the case. He has always been easy to reach, whether by phone or email, and has thorough knowledge and explains clearly in depth so you feel safe and confident in your lawyer

I used Michael Babboni and his paralegal, Nicole Moore for a legal matter. They went above and beyond my expectations. During the entire process there was constant communication with both Michael and Nicole. They were extremely organized and on top of my case, which I am very grateful for. Michael truly had my best interests at heart and he was very genuine. I plan on referring Michael to all family and friends and will continue to use him in the future.

I dealt most with Mr. Fernandez. I didn’t know a lot about this process. He took the time to speak with me individually, in person, to explain everything. It was very helpful to actually know and understand the process and what to expect. He closed my case quickly, which was nice that it was not prolonged! I appreciated his hard work and getting me what I felt I deserved after my car accident. I highly recommend him to anyone who needs an honest and reliable lawyer to assist you with your case!

I hired Mr. Walsh after an automobile accident this past March. He and his entire staff were extremely professional. They kept me informed every step of the way and settled my case in a timely manner. Thank you so much for your help.

Get Your Free Case Review

Fill out my online form.

Law Offices Near You

Sarasota Office

Sarasota

941-954-1234

3550 S Tamiami Trail, 3rd Floor Sarasota Florida 34239

Bradenton Office

Bradenton

941-752-7000

5291 Office Park Blvd. Bradenton Florida 34203

St. Petersburg Office

St. Petersburg

727-381-9200

6446 Central Avenue St. Petersburg Florida 33707

Venice Office

Venice

941-496-9555

3986 S. Tamiami Trail Venice Florida 34293

Englewood Office

Englewood

941-474-4800

2960 S. McCall Rd Englewood Florida 34224

Port Charlotte Office

Port Charlotte

941-613-1141

3986 Tamiami Trail Port Charlotte Florida 33952

Arcadia Office

Arcadia

863-494-0122

10 South DeSoto Avenue Arcadia Florida 34266

Fort Myers Office

Fort Myers

239-332-0770

8359 Beacon Blvd Fort Myers Florida 33907

Lakeland Office

Lakeland

863-683-5600

5137 S. Lakeland Dr. Lakeland Florida 33813

Get personal attention from a lawyer with decades of experience.


 
×