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It May Be Harder To Get A Settlement Than Many RealizeSettlementIt May Be Harder To Get A Settlement Than Many Realize

Florida is the third most populated state in the entire country, and along with the more than 20 million who live here, millions more visit each year. Such a large concentration of people means that accidents will be inevitable. But when you’re involved in an auto accident or even a premises liability related accident – also called ‘slip and fall’ injuries – many assume that it’s an easy process to get financial compensation and move on.

Making this seem even easier is Florida’s no fault auto insurance coverage laws. Under Florida law, each motorist is required to carry PIP – Personal Injury Protection – coverage for themselves. This coverage ensures that their injuries will be covered in the event of an accident, regardless of the situation. But it’s not always that easy, for one big reason.

That reason? Insurance companies and their profits depend on avoiding paying out big settlements. The more they pay out each year, the less they make. That means that they’ll take numerous steps in most situations to avoid doing so. There are several ways they might go about this, including the following.

• Delaying claims is a basic tactic that is often used. The idea is simple – the longer they keep money that you’re owed, the easier it will be later for them to offer you a low settlement amount that you’ll accept. After all, it seems that you’ll never get paid so when money is finally offered it’s likely that the first settlement offered is taken. That stall tactic can be frustrating, and can help them avoid paying out the appropriate amount of funds.

• Another common tactic is simply to give those who are injured the run around. Being placed on hold for hours, not answering calls, failure to respond to emails, and other similar steps are very common and can often make it so frustrating for those injured that they give up seeking a claim entirely.

• Confusion is a powerful tactic as well. Insurance companies employ skilled attorneys, and they both know that the average person has little understanding about the legal system or how it works. By doing things like sending out constant streams of paperwork, requesting forms that aren’t even needed, and generally sowing seeds of confusion, insurance companies can avoid larger, fairer payouts.

• Another tactic to watch out for might surprise you – using your own statements and history against you. For example, talking to an adjuster before all of your medical costs are properly tallied could lead to them using that initial total as proof that it’s all you’re owed. In short, they can quickly take your information and use it against you.

• Loopholes are everywhere in Florida’s current PIP laws. Waiting just a day too long or visiting the wrong type of doctor are both reasons enough for some settlement amounts to be denied. It can often be shocking to learn that even your own insurance company is really working against you, and these loopholes are some of the most common ways that they do so.

The bottom line is simple – getting the right legal team on your side is absolutely vital if you have been injured in an auto accident or any other type of accident in the state. A good Florida personal injury attorney can help ensure that you get the kind of financial compensation you’re really owed. The tactics above are just some of the things to watch out for, and with a professional on your side it’s possible to rest easy knowing that your rights are fully protected and that those financial burdens that can come with an injury aren’t going to impact your life for decades to come.

Attorney David Goldman has a strong belief that everyone should be treated fairly and those with the means should do what they can to bring justice in all areas of our society. That belief has led him to help Florida's injured from being taken advantage of by corporations and insurance companies. Since 1989 David Goldman has been fighting for the rights of Floridians both as an attorney and by personally supporting our community.

It May Be Harder To Get A Settlement Than Many RealizeSettlementIt May Be Harder To Get A Settlement Than Many Realize

Goldman Babboni Fernandez
Murphy & Walsh

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