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Misconceptions About Personal Injury Cases

If you’ve recently been injured in an accident, odds are your life is currently very hectic. Not only are you trying to recover from your injuries, but you may be receiving pressure about a personal injury suit. Some may be encouraging you to sue, while some may be encouraging you not to. The at-fault party’s attorneys may have already reached out with a settlement offer that seems too good to be true.

It’s important to drown out the noise and focus on your case. Familiarize yourself with these misconceptions about personal injury cases, and avoid them when determining the best course of action for your case.

Misconception #1 – You Should Negotiate With Insurance Agencies On Your Own

Insurance companies are for-profit businesses, just like your local coffee shop or car mechanic. They survive by making money. Insurance companies are skilled negotiators who prey on inexperienced victims. An insurance claim’s initial offer will almost certainly be undervalued and less than the full amount of your coverage.

An experienced personal injury attorney can negotiate with insurance companies on your behalf to ensure you get the compensation you deserve. The fee that you’d pay your attorney is significantly less than the amount of money you’d lose out on if you attempted to negotiate on your own. Hiring an attorney shows the opposing party that you are taking your personal injury claim seriously.

Misconception #2 – You Can Always Hire An Attorney Later

The longer you go without an attorney, the more susceptible you leave yourself to making a critical mistake. Personal injury lawyers handle cases like yours for a living and are very knowledgeable about the process. An attorney can help advise what needs to be done to help make sure you recoup damages.

Whether it’s instructing you to visit a doctor or obtaining a critical piece of evidence, an attorney will help guide you through uncharted territory.

Misconception #3 – You Should Accept An Offer If You’re In Need Of Money

The statute of limitations for personal injury suits in Florida is four years. A claim has to be filed within four years of the date of the accident. You should not rush taking a settlement offer from the at-fault party. Patience is an extremely important part of receiving the compensation you deserve. A defendant can often offer a monetary settlement that stipules you do not sue them for additional damages.

If the defendant’s party recognizes that you’re low on money and are having a hard time paying your medical bills, they may make an offer that recoups your losses. This is great in the short-term, as you’ll get yourself out from under debt. But what if you need additional treatments? Once you settle with the defendant, the case is closed. Who will pay for your new medical expenses?

It may be tempting to take a settlement offer, especially when the check has more “zeroes” than you’ve ever seen before. But exhibiting patience can help ensure you are fully compensated for your medical expenses, lost wages, pain, and suffering.

During his time as a public attorney for the State of Florida, Bernard Walsh developed a passion for defending the legal rights of Florida's citizens. Having seen many people being taken advantage of after being injured and the financial harm that can cause for families he committed himself fully to helping injured clients get justice, by fighting to make greedy insurance companies pay what they owe.

Misconceptions About Personal Injury Cases

Goldman Babboni Fernandez
Murphy & Walsh

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