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Navigating Car Accident Settlements in Sarasota, Florida


If you’ve recently been involved in a car accident while driving down Fruitville Road or experienced a fender-bender at the intersection of Tamiami Trail and Siesta Drive in Sarasota, you might be wondering what’s next. One of the pressing questions that Sarasota residents often have following a collision is, “What’s the average settlement for a car accident in Florida?” While it would be simpler if there was a straightforward formula, the reality is that this question does not have a one-size-fits-all answer. It is essential to consult a local Sarasota auto accident attorney for a detailed evaluation, as your potential compensation will depend largely on factors like the nature of the accident, the extent of injuries, and the specifics of your insurance policy.

How Florida Law Determines Car Accident Settlements

The payout from a car accident settlement in Florida depends heavily on the unique circumstances surrounding the accident. According to Florida law, you are required to notify law enforcement following an accident if there has been a fatality, property damage exceeding $500, or any personal injury.

To estimate your potential compensation, it’s crucial to keep accurate records of the accident’s aftermath. This includes costs associated with ongoing care if you’ve sustained serious injuries, car repair estimates, hospital bills from Sarasota Memorial, or Doctors’ Hospital, or or anywehere else, and any lost wages due to your inability to work.

Influencing Factors for Car Accident Settlements in Florida

Your potential settlement can be affected by a multitude of factors, including:

No-Fault Insurance Policy: Florida’s No-Fault Law requires individuals injured in a car accident to seek coverage from their own insurance policy initially. If you wish to file a claim against the at-fault party, you’ll have to step outside of the no-fault policy framework, which typically necessitates proving significant injuries from the accident, such as loss of a bodily function, significant disfigurement, permanent injury, or severe scarring.

Personal Injury Protection Policy (PIP): Florida drivers are required to have a minimum of $10,000 PIP coverage. With PIP, you can receive coverage for travel expenses to medical visits, up to 80% of all medical bills, up to 60% of lost wages, and $5,000 in death benefits. However, PIP does not cover pain and suffering damages, and there are benefit limits and specific timeframes to consider.

Caps On Damages Awarded: These refer to legal limits on the compensation one can receive for damages in personal injury cases. Emotional and mental health-related costs are typically limited. However, in Florida, they can be claimed through witness testimony and a third-party claim. Punitive damages, designed to deter or punish the at-fault party, also have a cap, which in Florida, does not exceed three times the compensated damages or $500,000, whichever is higher.

Filing a Car Accident Claim in Sarasota, Florida

If you wish to claim compensation for damages following a car accident, you can file a third-party claim against the at-fault driver. Navigating this process while healing from an accident can be complex and stressful. This is where an experienced personal injury attorney can make all the difference.

In Sarasota, we understand both the long-term impact a crash injury can cause, as well as the insurance company’s efforts to reduce the settlement amount offered to policyholders. That’s why at Goldman, Babboni, Fernandez, Murphy & Walsh, it costs you nothing out-of-pocket to take advantage of our wealth of experience to help you pursue the justice and compensation you deserve. You don’t have to go through this alone—reach out to us today, and let us walk this journey with you.

Stephen M. Fernandez developed a strong belief in justice and fairness in public policy while earning his Political Science degree prior to attending law school. Since joining the Florida Bar Association in 2004, Stephen Fernandez has combined his background in public policy, business administration and civil law to serve as a highly effective trial lawyer fighting for Florida's injured, working hard every day to make sure his clients get what they are owed.

Navigating Car Accident Settlements in Sarasota, Florida

Goldman Babboni Fernandez
Murphy & Walsh




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