The Different Aspects Of A Personal Injury Claim

Whenever an individual wants to be compensated for the injuries they incurred because of a company’s or individual’s negligent behavior, they will file a personal injury claim and usually hire an attorney that specializes in these types of legal issues. These claims oftentimes include emotional/psychological damage such as anxiety and distress. They may also contain physical damage such long or short-term disabilities, pain and suffering, and wrongful death. These types of claims were developed so that the victim of negligent behavior could be compensated for their injury, lost time on the job, and any healthcare bills that resulted from their injuries.

Being Represented in Court

It is always a wise decision to seek legal representation anytime this type of situation arises. Hiring an attorney who is experienced in the applicable laws and can skillfully defend the injured victim against the big insurance companies is a better choice than just hiring any basic lawyer. Depending on the nature of the case, personal injury attorneys will work on a contingency basis or receive a percentage of the financial settlement that results from the person being awarded for the injuries and damages that occurred.

Formula for Damages

When claims of this nature are being filed against the insurance company that is involved in the case, an adjuster from that firm will offer some type of settlement to the injured victim. It is at this point in time that the negotiations towards a final amount of compensation usually begin. The adjuster will usually calculate the amount of compensation to be offered based on what is called a damages formula.

The medical bills related to the injury serves as the formula base figure and the adjuster will then add whatever income the victim has lost as a result of the injury. The insurance adjuster must also add in a monetary amount for pain and suffering and other related “general” damages. On the average, the total dollar amount to this point will be multiplied by 1½ or 2 times if the injuries are minor. However, that multiplier will be increased when the case involves major or serious injuries and wrongful death.

Finding the right personal injury attorney will give you a better chance of winning your case against an insurance company so that you receive fair compensation for damages. The attorneys at GetMeJustice.com have over 100 years of combined experience with this types of cases and can help you with your situation. Please visit our website for more information.