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Three Steps To Take If Your Insurance Company Won’t Pay For Your Injuries

Insurance companies are in the business of making money. When you file a claim for a personal injury, they will do everything they can to avoid paying you a fair settlement for your claims. However, by law they have to pay for your injuries. So if you’ve made a claim and are getting the runaround from the insurance companies, there are some steps you can take to make sure that you get the money you are owed.

Step 1: Know The Tricks They’ll Try To Use Against You

The first thing you should do is know the tricks insurance companies use to get out of paying. At , Goldman, Babboni, Fernandez, and Walsh, we have over a century of combined experience protecting accident injury victims so we’ve seen all of the punches they pull. Here are some of the most common tricks they pull:

● Use Your Words Against You: The most common trick insurance companies use is to try to trick you into admitting fault. Claims adjusters are trained in how to twist your words and use your statements against you. The best thing you can do to combat this is to just stick to the facts, never volunteer any information, and . No matter how nice they come off, they are not your friends and will use anything they can against you.

● Delaying Action On Your Claim: In the state of Florida injury claims have a statute of limitations of four years, so insurance companies will try to stretch out your claim until the statute has passed. They will also delay your claim in hopes of frustrating you to the point that you’ll just accept a lower settlement to end the process. If they are delaying your claim, do not settle no matter how badly you need the money.

● Hiding Clauses In Routine Paperwork: Insurance adjusters often hide clauses in what seems like normal paperwork. When you sign these documents, you may also accidentally sign away your rights. Never sign anything before you’ve read the entire document and know that you understand what you are signing.

● Burying You In Red Tape: Insurance companies have structured their claims processes to be extremely difficult. They may have you make one claim in one department one in another and then send you back and forth. They may also send you a ton of paperwork that you have to fill out and be unavailable to answer questions. They use bureaucracy to protect their interests in the hopes of frustrating you into either dropping your claim or accepting a lower settlement. This can get very frustrating, but do not let them win by accepting less than what you deserve.

● Minimizing Your Injuries: Insurance companies will do a variety of things to minimize your injuries. They’ll look at your past medical history, mine your social media to show physical activity, and even try to undermine your physician. They will go to great lengths to claim you are faking it. The best thing you can do to combat this tactic is to keep detailed records of your medical treatments and injury.

Step 2: Document Everything

The next step you should take is to document everything. Start by documenting the accident and the history of your injuries. Then document every single interaction you’ve have with the insurance company. This documentation will be extremely valuable in proving your claim to the court system.

Step 3: Hire A Personal Injury Attorney

Hire a personal injury attorney from , Goldman, Babboni, Fernandez, and Walsh, you will no longer have to deal with the runaround from the insurance company. When you hire us, we will talk to the insurance companies for you. They know we know their dirty tricks, so they won’t be able to pull a fast one. We’ll also help you gather all the evidence you need to make them pay you what you are owed.

Don’t let the insurance companies trick you, call us instead. We’ll fight on your behalf to make sure that you get the money you deserve!

Michael J. Babboni's wide-ranging legal career is based on the strong belief that everyone should be treated fairly and have access to effective legal help. Michael began putting his beliefs in action by helping the people of St. Petersburg Florida get what they are owed in civil trials fighting to protect families by making corporations pay, and honor their obligations.

Three Steps To Take If Your Insurance Company Won’t Pay For Your Injuries

Goldman Babboni Fernandez
Murphy & Walsh

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