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Three Ugly Truths the Car Insurance Companies Can’t Hide


When a company sells you something tangible, they know that they are going to have to give you something for your money. They price the item in light of the manufacturing and distribution costs and you walk away with something in your hand.

Things are quite a bit different when it comes to automobile insurance companies. You are required to carry motor vehicle insurance, but all you get for your money is a stack of papers. If you are a safe driver and you are fortunate enough to steer clear of the mistakes that other drivers make, you may have car insurance for decades without ever making a claim. Meanwhile, the insurance company is collecting your monthly premiums, and they are pure profit. We all take this dynamic for granted, but it is certainly a rather ugly truth if you are a consumer who never makes an auto insurance claim.

Insurance companies are in business to make a profit, so they like this arrangement. They are not anxious to part with any money, so you should never assume they’re going to have your best interests at heart. While there are exceptions, they are not necessarily going to be completely honest and fair during their interactions with you. There may not be any outright lies, but everything may not be explained to you fully and fairly. This is another somewhat unattractive truth that you may run into if you ever have to file a personal injury claim with an insurance company.

The third ugly truth that we will look at here is the matter of injury acknowledgment. Florida is a no-fault state when it comes to injuries sustained in automotive accidents. You file a claim with your own insurance company to receive compensation for your medical bills and lost wages. Under the laws of the state, in order for the medical bills to be paid under your PIP policy, you must receive treatment within 14 days of the accident. It’s conceivable that this stipulation may not be clearly explained to you. Plus, insurers sometimes falsely claim that injuries that were sustained in an accident were actually pre-existing conditions.

As you can see, the waters can be tricky to navigate if you are seeking compensation from a car insurance company after you are injured in an accident. This is why legal representation is so very important. If you would like to consult with our firm about a personal injury that you have sustained, we would be glad to assist you. We offer free consultations for people in Sarasota, St. Petersburg, and many other cities in southwest Florida. To set up an appointment, simply send us a message through our contact page.

Attorney David Goldman has a strong belief that everyone should be treated fairly and those with the means should do what they can to bring justice in all areas of our society. That belief has led him to help Florida's injured from being taken advantage of by corporations and insurance companies. Since 1989 David Goldman has been fighting for the rights of Floridians both as an attorney and by personally supporting our community.

Three Ugly Truths the Car Insurance Companies Can’t Hide

Goldman Babboni Fernandez
Murphy & Walsh




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