Uncovering Personal Injuries And The Compensation They Merit

Uncovering Personal Injuries And The Compensation They MeritMost of the nation is aware of the ongoing changes in healthcare laws. While Florida residents may be familiar with the immediate impacts that this makes on their lives, there are also underlying influences that can indirectly affect healthcare through other channels. This is strongly tied to the manner in which the new healthcare laws are influenced by global health initiatives.

The idea that such a distant concern can have immediate personal impact does not always become apparent until a personal injury or accident occurs. Once this happens, a series of steps in treatment and documentation of the accident and incurred physical damage ensues, so that insurance agencies can begin to process the claim. However, the recent healthcare changes do impact the course of the claim, just not in the most obvious manner.

Standards And Standardization

One of the initiatives of the Care Act is a standardization of archiving medical information. The result is that medical coding is being re-evaluated to meet the global standards of health service language. Ultimately, this will streamline the effectiveness of the care system and also the insurance system, but during this time of transition, it is also creating problems.

The largest factor of influence is that coding which a care provider gives to the insurance company may not be accurately read. While some of the standards have remained the same, many others can be unfamiliar to providers, which can also allow for some questionable freedoms in processing claims. In Florida, this is especially true with personal injury situations, since the extent of harm and adjunct health issues can become hidden within the new coding standards.

Responsibility In Action And Care

Theoretically, it is the responsibility of the insurance provider to remain educated and current with these changes. Oversights by providers can be purely accidental, but the outcome for the victim may the same as an intentional confusion regarding the codes. The result is that valid claims are being denied, and that compensations for chronic conditions resulting from a personal injury are not receiving the fair remunerations that they should.

For personal injury lawyers in Florida, this is also posing a potential for exacting stronger change in the insurance system to benefit victims of true accidental harm. This also means that currency on the new medical coding standards becomes vital to appropriately representing clients who are in the midst of a stalemate with the insurance company.

The continuing education on these matters is vital, as it allows personal injury attorneys to uncover important information which can support and ongoing case, but can also influence state laws to exact greater responsibility from insurance providers. This can include:

  • • Gathering correct information as to the extent of the injuries

  • • Discovering diagnostic codes that indicate adjunct health issues from the injury

  • • Being able to trace causality for long-term disability claims

  • • Holding insurance agencies accountable to their actual provisions

At this point, legal representation for personal injury cases in Florida can be the only means of receiving fair response to a claim. This makes it vital that lawyers continue to advocate for responsibility in both the insurance and the legal system, as victims of injury deserve the benefits of insurance for which they have paid.


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I used Michael Babboni and his paralegal, Nicole Moore for a legal matter. They went above and beyond my expectations. During the entire process there was constant communication with both Michael and Nicole. They were extremely organized and on top of my case, which I am very grateful for. Michael truly had my best interests at heart and he was very genuine. I plan on referring Michael to all family and friends and will continue to use him in the future.

I dealt most with Mr. Fernandez. I didn’t know a lot about this process. He took the time to speak with me individually, in person, to explain everything. It was very helpful to actually know and understand the process and what to expect. He closed my case quickly, which was nice that it was not prolonged! I appreciated his hard work and getting me what I felt I deserved after my car accident. I highly recommend him to anyone who needs an honest and reliable lawyer to assist you with your case!

I hired Mr. Walsh after an automobile accident this past March. He and his entire staff were extremely professional. They kept me informed every step of the way and settled my case in a timely manner. Thank you so much for your help.


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