Understanding Accident Injury Law Settlement In Florida
Southwest Florida boasts scenic highways and refreshing destinations. Daily drives in the area are absolutely enjoyable. However, a peaceful day can be disrupted by a car accident.
In 2018, the Florida Highway Safety and Motor Vehicles (FHSMV) saw 403,636 crashes across the state. In those accidents, there were 255,353 reported injuries. While no individual wishes to face this kind of situation, it would not hurt to be prepared for any possible scenario. Understanding the settlement process can help you move forward in case you fall victim to an unfortunate event.
After An Accident
The first thing you have to do following an accident causing injury or property damage worth more than $500 is to contact law enforcement immediately. The officer will then submit a report. If the accident does not require a police report or if there is no investigation, you have to file a crash report within ten days.
Make sure you move to a safe spot. Then, offer assistance if there is anyone injured. You may also take the opportunity to exchange any vehicle, personal, and insurance information with the other drivers involved in the accident. If there are witnesses, get their names and contact information. It will also help if you take photographs or video footage to serve as proof. Be honest with the investigating officer, but do not assume responsibility.
How It Works
Florida is a no-fault state. It means that each driver has personal injury protection (PIP) insurance policy, which will cover all medical bills and other accident-related expenses. If you happen to suffer from injuries, wait for medical help to get the necessary treatment. Then, file an insurance claim as soon as possible.
You may also have to wait for your insurance company to give you the go-ahead for car repairs. The insurance process in Florida can be complicated, so if needed, ask for help from an experienced attorney to ensure the proper handling of your claim.
Generally, an accident injury law settlement in Florida refers to an agreement between the injured person and the insurance company or the other party. The injured individual will receive a certain amount. In exchange, they will give up any right to pursue further legal action related to the accident. Settlement may depend on the evidence that the victim has to support the case. Thus, having a personal injury lawyer will help in ensuring that you get the right offer.
The law prohibits insurance companies from engaging in unfair and deceptive practices. They should not fail to pay any valid claim for PIP. They also need to investigate each claim properly. However, there are times when an insurance company asks a claimant to sign a release even without a fair settlement.
Each auto accident is unique. There are many different factors to consider. Thus, the amount of an accident injury law settlement varies. There is no set amount. It may depend on the following:
• Severity of the injuries
• Cost of the medical expenses
• Loss of past and future wages
• Degree of fault if you also caused the accident
• Insurance coverage of all involved
• Evidence and documents you have
• Ability of your personal injury lawyer to argue your case
Although it is a no-fault state, Florida allows a victim to pursue a legal claim against an at-fault driver for serious accidents. However, keep in mind that there is a statute of limitations. You can only file a complaint within four years from the date of the accident.
As stated earlier, a law settlement in Florida can be tricky. You have to go through a rigorous process. Having a lawyer at the outset can help you get what you deserve. Your attorney can tell you if a settlement offer can properly compensate for your injuries. They can also prepare for trial if necessary.
If you or a loved one is suffering from injuries due to an auto accident in Florida, consider getting professional insight from a reliable lawyer. Our team can help you with that. Contact us to learn more about law settlements and what you need to do to get proper compensation from your insurance company.