What Are My Rights After Being Injured As A Passenger In A Bradenton Auto Accident?
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Bradenton car accidents can be devastating to everyone involved. This is especially true for passengers who have no control over the events that lead to the accident. When they are injured, it can be challenging to understand how they can pay for their injuries. If you’ve been injured as a passenger in an accident, here is how to protect your rights to fair compensation for your injuries.
The first thing you need to understand is Florida’s Personal Injury Protection (PIP) requirements. Every driver is legally required to carry at least $10,000 in PIP coverage to pay for accident injuries. PIP is a no fault system and is designed to help pay for the injuries of anyone involved in the car accident whether they are the at fault driver, the driver that was hit, pedestrians, or passengers.
According to Florida state law 627.736 will cover up to 80% of a passenger’s injuries up the $10,000 coverage limit. This will be the primary way that you are compensated for your accident injuries.
What If PIP Is Not Enough To Cover My Injuries?
If PIP is not to cover the costs of your injuries, you will have to file a claim. It can be a bit challenging to understand which insurance company to file your injury claim with from the accident. Fortunately, a good attorney can help you clarify this decision.
However, a good rule of thumb is that you will make a claim against the insurance company of the vehicle you were traveling in regardless of fault. In most cases, if the other driver is at fault, your claim will be included in the package of compensation. You may also be able to file a claim with your own personal vehicle insurance. Depending on your policy, they may help cover your injuries.
What You Should Do After An Accident As A Passenger?
If you are a passenger in an auto accident, you will take some of the very same steps you would take if you are a driver including:
● Collect the driver’s license and insurance information from both drivers
● Speak to the responding police officer and get a copy of the police report
● Take note on what happened during the accident and collect any information about any witnesses
● See a doctor immediately even if your injuries are not severe
Taking all of these steps will help you protect your rights following the accident. You should also consult with an auto accident attorney as soon as possible. Insurance companies are infamous for not paying fair claims to passengers. It is important that you understand your options if that happens to you.
How An Auto Accident Attorney Can Help
When you’ve been injured in a car accident, you will quickly learn that insurance companies are only in the business of making money. This is especially true for passengers because they are not a policyholder. Insurance companies go out of their way to get out of paying a fair settlement for injuries. This often leaves injured parties in financial trouble. An accident attorney can help. A skilled attorney will not only help you file your claim, but will fight to ensure that you get full and fair compensation for all of your injuries. They will make sure that your rights are fully protected.
At Justice Pays, our team has been defending injured passengers in the Southwest Florida region for over three decades. We know the ins and outs of Florida accident injury law and will help you through the process. Call us today at 1-833-954-1234 for a free case review. We’ll help you understand your legal options and answer any questions you have about the process.