What Happens If Your Auto Accident Injuries Put You Out Of Work

The average car weighs 4,000 lbs, and even when traveling at 25 mph, the force of impact in a collision is comparable to being hit by a 20-ton object. That only increases with the size and speed of the vehicle. As a result, injuries due to an automobile accident can be severe. In such cases, they can even put you out of work.

So what happens if your auto accident injuries are so grave you can no longer work your regular job? Do you have any options? Read on to find the answers.

The Financial Consequences Of An Accident Injury

When people think about the costs associated with auto accident injuries, they tend to focus on medical care. However, there are other costs, including the loss of income and benefits.

Severe injuries like spinal injury, traumatic brain injury (TBI), and organ damage can prevent you from having even a sedentary job. A physically demanding one in construction or agriculture is out of the question. When you end up jobless, you have no way to pay accident-related bills and regular bills such as your mortgage, utilities, and groceries. Add the pain and suffering from an injury, and your financial pressures can overwhelm you.

Do I Have Any Legal Options?

Florida state law is clear about what happens if an accident puts you out of work. According to Florida State Statute 768.81 “Comparative Fault,” economic damages in an accident are defined as:

“…Past lost income and future lost income reduced to present value; medical and funeral expenses; lost support and services; replacement value of lost personal property; loss of appraised fair market value of real property; costs of construction repairs, including labor, overhead, and profit; and any other economic loss that would not have occurred but for the injury giving rise to the cause of action.”

So if an accident causes you to lose your job, lost income is part of damages. That means if the accident was the fault of the other driver, you are legally owed for your lost wages and benefits as a result of it.

Calculating Lost Wages After An Auto Accident

Since lost wages are covered after an accident, it is equally important to understand how those wages are calculated. According to Florida State Statute 627.736 “Required personal injury protection benefits; exclusions; priority; claims,” lost wages are calculated as:

“Sixty percent of any loss of gross income and loss of earning capacity per individual from inability to work proximately caused by the injury sustained by the injured person, plus all expenses reasonably incurred in obtaining from others ordinary and necessary services in lieu of those that, but for the injury, the injured person would have performed without income for the benefit of his or her household. All disability benefits payable under this provision must be paid at least every 2 weeks.”

However, proving that you are owed those damages takes a lot of documentation, filing, and a thorough understanding of the law. After an accident, it is best to work with an attorney to calculate those costs, prove that they are an accurate reflection of what you’ve lost, and demand them as part of the accident settlement.

Dealing with accident injuries is hard enough without worrying about how you will live without your next paycheck. Fortunately, there are some routes you can take. With the skilled team at Justice Pays, you can make sure that you are fully compensated for all your losses as a result of the accident. Give us a call to ask for a free case review and learn more about your rights to full and fair compensation.

Video FAQ:


Client Testimonials

Attorney David Goldman has been exceptional in the process of helping me through the case. He has always been easy to reach, whether by phone or email, and has thorough knowledge and explains clearly in depth so you feel safe and confident in your lawyer

I used Michael Babboni and his paralegal, Nicole Moore for a legal matter. They went above and beyond my expectations. During the entire process there was constant communication with both Michael and Nicole. They were extremely organized and on top of my case, which I am very grateful for. Michael truly had my best interests at heart and he was very genuine. I plan on referring Michael to all family and friends and will continue to use him in the future.

I dealt most with Mr. Fernandez. I didn’t know a lot about this process. He took the time to speak with me individually, in person, to explain everything. It was very helpful to actually know and understand the process and what to expect. He closed my case quickly, which was nice that it was not prolonged! I appreciated his hard work and getting me what I felt I deserved after my car accident. I highly recommend him to anyone who needs an honest and reliable lawyer to assist you with your case!

I hired Mr. Walsh after an automobile accident this past March. He and his entire staff were extremely professional. They kept me informed every step of the way and settled my case in a timely manner. Thank you so much for your help.

Get Your Free Case Review

Fill out my online form.

Law Offices Near You

Sarasota Office



3550 S Tamiami Trail, 3rd Floor Sarasota Florida 34239

Bradenton Office



5291 Office Park Blvd. Bradenton Florida 34203

St. Petersburg Office

St. Petersburg


6446 Central Avenue St. Petersburg Florida 33707

Venice Office



3986 S. Tamiami Trail Venice Florida 34293

Englewood Office



2960 S. McCall Rd Englewood Florida 34224

Port Charlotte Office

Port Charlotte


3986 Tamiami Trail Port Charlotte Florida 33952

Arcadia Office



10 South DeSoto Avenue Arcadia Florida 34266

Fort Myers Office

Fort Myers


8359 Beacon Blvd Fort Myers Florida 33907

Lakeland Office



5137 S. Lakeland Dr. Lakeland Florida 33813

Get personal attention from a lawyer with decades of experience.