What Is A Personal Injury Claim And How Can It Help Me?
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When you suffer an injury that is directly caused by another person, it can result in financial hardship. Medical bills, lost wages and other expenses begin piling up. However, if someone else is responsible for your injuries, you should not have to pay for these yourself. In order to recover these losses, you will need to file a personal injury claim.
Types of Personal Injury Cases
Some common types of Personal injury cases are:
● Motor Vehicle Accidents: This is the most common personal injury and includes automobiles, motorcycles, and tractor trailers accidents. If you believe another driver is at fault, you have a claim for personal injury.
● Slip and fall cases: Slipping and falling on someone else's property that results in an injury. If the fall could have been avoided if the property owner had taken proper precautions to maintain their property, then you have a personal injury claim. Examples include broken steps, loose railing, and spilled food in a grocery store.
● Defective Product Accidents: If you are injured because of a poorly manufactured or defective product, those injuries can be covered by a personal injury claim.
If you feel you have a personal injury case, it is important you obtain legal advice as soon as possible as most states have a statute of limitations.
How Much Is My Personal Injury Case Worth?
You may wonder what your personal injury case is worth to determine if you want to pursue a claim. It is advisable to consult with an attorney at this point as damages may include:
● Current medical bills
● Future medical bills
● Lost wages
● Loss of future wages and earning capacity
● Pain and suffering
● Loss of companionship and consortium
How much your case is worth and what claims you can file depends on the circumstances of your injuries. The purpose of this compensation is so you and your family do not have to bear the financial and emotional burdens that result from another person’s negligent actions. So it can vary greatly depending on your case.
What To Do If You Think You Have a Case
The first thing you need to do when you think you have a case is to talk to an attorney. Working directly with the insurance companies can jeopardize your case if you don’t know what you are doing. Insurance companies use a lot of dirty tricks to avoid paying personal injury cases. An attorney will help protect you against these tactics.
How Do A Personal Injury Claim Work?
A personal injury claim starts by notifying the at-fault person’s insurance company of the injuries. Then you will need to seek medical attention for your injuries. During this time you will need to document the costs associated with your injury with documentation. Then you will need to negotiate a fair figure for your claim. This is where it gets tricky. Insurance companies will first try to deny your claim, then if they can’t, they’ll try to pay you less than it is worth. Leaving you with a lot of costs that you should haven’t to cover. With an attorney by your side, you can ensure that you will be protected.
What A Personal Injury Attorney Does
A personal injury attorney will help you determine the legitimacy of your personal injury case and then help you find a fair financial amount for your injuries. An attorney will then send a demand letter to the insurance company requesting what is an acceptable settlement. In many cases the defendant will settle at this point in the process. If the demand is rejected, they will begin negotiations. If negotiations fail to get you a fair settlement, then you may go to trial. There they will plead your case and fight for your rights to compensation.
At Shapiro, Goldman, Babboni, Fernandez, and Walsh, our attorneys have a combined century of experience fighting for injury victims in South Florida. We specialize in all areas of personal injury and have the skills and legal knowledge needed to protect our clients. If you think you need to file a personal injury claim, give us a call. We’ll walk you through the personal injury claims process and answer any questions.