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What Should You Do When You Get Into An Accident With An Uninsured Driver in Bradenton?

As Bradenton gets busier, more and more cars hit the roads and the risk of traffic accidents increases with them. Florida’s state law requires all vehicle owners to have a Personal Injury Protection (PIP) insurance coverage. In addition, there are other insurance policies that drivers and passengers could get. Unfortunately, there are still many uninsured drivers going around, and getting into an accident with them is an ever-present risk.

Uninsured drivers could not compensate for damages using their non-existent insurance coverage. How could you protect yourself and recover when this happens to you?

• Use Your PIP Coverage – All vehicle drivers are required to have a PIP because it ensures that car accident victims will be given medical aid immediately after an accident regardless of who is at fault. Remember that your health and well-being are your first priority after an accident so using your PIP to get your wounds and injuries treated is the first and most important step to do.

• File A Personal Injury Lawsuit – Filing a personal injury lawsuit against the at-fault driver could push them to pay for damages. It is thus important to make sure that you prove that the other driver had been negligent and that their ill behavior caused the accident. You should collect and present strong evidence about the driver’s actions and behavior, and how the accident harmed you physically, financially, and even mentally and emotionally.

• Get Help From A Personal Injury Lawyer – Winning your case would be easier with the help of a personal injury lawyer. Dealing with uninsured drivers could be tricky, especially because getting compensation from them would be harder given that they do not have any insurance to back them up. Underinsured drivers could also cover only a small part of the damages as their coverage is limited.

Personal injury attorneys could help you with everything about your lawsuit, from gathering strong evidence to negotiating the terms of settlements. Besides your lawsuit, a personal injury attorney could also help you with your insurance claims in the event that your provider denies your application. You could rest assured that you are not walking out of the lawsuit empty-handed.

• Apply For An Uninsured Motorist Coverage – One sure way to make sure you are protected and would recover from an accident even when the at-fault driver is uninsured is by getting an Uninsured Motorist Insurance of Underinsured Motorist Insurance. These insurance policies could cover your medical expenses and other damages that the uninsured driver cannot.

Can I Not Use The At-Fault Driver’s PIP Coverage?

Florida’s PIP policy is meant to cover the medical expenses of the owner and their family. This means that the at-fault driver’s PIP will not be used to pay for your hospital fees and that you will be using your own PIP coverage. If the negligent driver does not have any car insurance, such as Collision Car Insurance and Comprehensive Car insurance, then this is when you could file a personal injury lawsuit and use your Uninsured Motorist insurance coverage.

Attorney David Goldman has a strong belief that everyone should be treated fairly and those with the means should do what they can to bring justice in all areas of our society. That belief has led him to help Florida's injured from being taken advantage of by corporations and insurance companies. Since 1989 David Goldman has been fighting for the rights of Floridians both as an attorney and by personally supporting our community.

What Should You Do When You Get Into An Accident With An Uninsured Driver in Bradenton?

Goldman Babboni Fernandez
Murphy & Walsh

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