What You Need To Know About PIP Litigation In Florida

Personal Injury Protection is commonly referred to as PIP. If you get into a car accident and sustain injuries, you might need to file a lawsuit to recover some of your damages. From medical bills to lost wages, PIP coverage can help you with the monetary compensation you need to keep going. Here are the three steps to take to ensure that you get what you are entitled to.

Step One: Filing A Claim

If you are injured in an accident, the first thing you should do is to file a claim with your insurance company. Every insurance company requires a different process, so check with your insurer to understand how to proceed.

PIP claims have strict deadlines that you and your insurance company are required to adhere to. It’s important to file your claim as soon as possible. Keeping good records of when you filed and evidence to support it is essential for your case.

If your insurance company denies your claim, or if they offer a lower amount that does not cover your damages, the next step it to write a Demand Letter.

Step Two: The Demand Letter

A Demand Letter details your claim and explains the monetary amount that you are seeking. This should be laid out to cover the claim, interest, and all costs related to the initial claim rejection, such as penalties. This gives your insurance company notice that they have 30 days to pay the claim. If they do not pay within that time, you can go ahead and file a PIP lawsuit.

Step Three: File A Lawsuit

When filing a PIP lawsuit, the more evidence you have, the better. Collect thorough documentation from doctors, specialists, and anyone who treated you for your injuries. Collect witness statements from anyone who saw the accident occur. Provide records of all interactions you had with the insurance company up to this point. Have records of all forms of financial loss you suffered since the accident, such as lost wages. Your lawyer can help you gather all of the evidence to help you be prepared to present your case.

Moving On To A Personal Injury Claim

Though there are strict deadlines for filing your insurance claim, the guidelines are a bit more relaxed for filing a PIP lawsuit. Florida’s statute of limitations typically provides you five years from the day that the claim was due to file.

Based on the severity of your injury and the limits to your PIP, however, you might need to file a personal injury lawsuit. This type of lawsuit has different limitations, so you’ll need to contact a personal injury lawyer as soon as possible to help you understand and navigate through the system.

PIP lawsuits and personal injury claims can be daunting. For those who have already suffered through the trauma of an injury, the additional task of a lawsuit can feel dark and hopeless. But with our firm on your side, there’s a light at the end of the tunnel. You don’t have to go through this alone. Contact us today for help in getting your personal injury claim handled in the best way possible.


Client Testimonials

Attorney David Goldman has been exceptional in the process of helping me through the case. He has always been easy to reach, whether by phone or email, and has thorough knowledge and explains clearly in depth so you feel safe and confident in your lawyer

I used Michael Babboni and his paralegal, Nicole Moore for a legal matter. They went above and beyond my expectations. During the entire process there was constant communication with both Michael and Nicole. They were extremely organized and on top of my case, which I am very grateful for. Michael truly had my best interests at heart and he was very genuine. I plan on referring Michael to all family and friends and will continue to use him in the future.

I dealt most with Mr. Fernandez. I didn’t know a lot about this process. He took the time to speak with me individually, in person, to explain everything. It was very helpful to actually know and understand the process and what to expect. He closed my case quickly, which was nice that it was not prolonged! I appreciated his hard work and getting me what I felt I deserved after my car accident. I highly recommend him to anyone who needs an honest and reliable lawyer to assist you with your case!

I hired Mr. Walsh after an automobile accident this past March. He and his entire staff were extremely professional. They kept me informed every step of the way and settled my case in a timely manner. Thank you so much for your help.


Law Offices Near You

Sarasota Office



2822 University Parkway Sarasota Florida 34243

Bradenton Office



1215 Manatee Ave West Bradenton Florida 34205

St. Petersburg Office

St. Petersburg


6446 Central Avenue St. Petersburg Florida 33707

Lakewood Ranch Office



9040 Town Center Pkwy, Lakewood Ranch Florida 34202

Venice Office



3986 S. Tamiami Trail Venice Florida 34293

Englewood Office



2960 S. McCall Rd Englewood Florida 34224

Punta Gorda Office

Punta Gorda


122 Nesbit St, Suite 113, Punta Gorda Florida 33950

Port Charlotte Office

Port Charlotte


3986 Tamiami Trail Port Charlotte Florida 33952

Arcadia Office



10 South DeSoto Avenue Arcadia Florida 34266

Fort Myers Office

Fort Myers


8359 Beacon Blvd Fort Myers Florida 33907

Lakeland Office



5137 S. Lakeland Dr. Lakeland Florida 33813

Get personal attention from a lawyer with decades of experience.