What You Should Know When You Get Into a Car Accident In Florida

If you ever get into a car accident in Florida, there is a certain law in this state that you need to be aware of. Read on to learn more about it.

The No-Fault Law

Florida requires all licensed drivers to carry no-fault insurance coverage. The no-fault law, which went into effect in 1972, helps cut down on individuals needing public assistance due to traffic accidents. The Florida government also believes that the no-fault law can help lower the caseload and conserve the resources in the state court system.

A lot of drivers think that this type of insurance covers all of the expenses that arise because of an auto accident, but that is not the case. A driver who causes the car accident may still be liable for compensation to a victim who suffers injury or ends up dying.

What You Should Do

In Florida, drivers should stop at the scene of an accident to help the victims. In addition, if the injuries or damages are over $500, they must be reported to local law enforcement.

If you are the victim of a car accident and you have injuries, you are required to stay at the scene and provide the necessary information along with everyone else involved. It’s also essential to take photos of the damage to all the affected vehicles.

Your Insurance

Here in the state of Florida, all drivers are required to have car insurance, and they must always carry proof of their insurance inside their vehicle. The required minimum insurance drivers should have is $10,000 for personal injury protection (PIP) and $10,000 for property damage liability (PDL).

Since this is a no-fault state, each person’s insurance company will pay for their own accident-related expenses, regardless of who is liable for the incident. This allows for faster payment of medical bills without waiting for fault to be determined. However, you need to report any auto accident to your insurer immediately. Your insurance company will make a fault determination after they receive your auto accident or existing police report.

If the auto accident causes more damage or injuries than what your insurance covers, you can sue for additional compensation through a personal injury lawsuit.

Car Settlement Amounts

Civil courts in Florida consider a wide range of factors when determining the settlement amount in a car accident. That includes the following:

• Severity of injuries
• Cost of medical care
• Loss of current and future wages due to injuries
• Degree of fault
• Insurance coverage
• Evidence

How To Pursue Compensation

With the no-fault law in effect in Florida, car accident victims can still get compensation for other damages in case of a severe injury. For that type of claim, the victim must meet specific requirements. For example, if they sustain a permanent injury or pass away, that is already grounds for the victim or their loved ones to pursue compensation for pain and suffering, reduced quality of life, and other types of loss.

When you get into a car accident in Florida and end up suffering from extensive injuries, it’s possible for you to recover additional compensation. You can make the process easier with the help of a seasoned personal injury lawyer.


Client Testimonials

Attorney David Goldman has been exceptional in the process of helping me through the case. He has always been easy to reach, whether by phone or email, and has thorough knowledge and explains clearly in depth so you feel safe and confident in your lawyer

I used Michael Babboni and his paralegal, Nicole Moore for a legal matter. They went above and beyond my expectations. During the entire process there was constant communication with both Michael and Nicole. They were extremely organized and on top of my case, which I am very grateful for. Michael truly had my best interests at heart and he was very genuine. I plan on referring Michael to all family and friends and will continue to use him in the future.

I dealt most with Mr. Fernandez. I didn’t know a lot about this process. He took the time to speak with me individually, in person, to explain everything. It was very helpful to actually know and understand the process and what to expect. He closed my case quickly, which was nice that it was not prolonged! I appreciated his hard work and getting me what I felt I deserved after my car accident. I highly recommend him to anyone who needs an honest and reliable lawyer to assist you with your case!

I hired Mr. Walsh after an automobile accident this past March. He and his entire staff were extremely professional. They kept me informed every step of the way and settled my case in a timely manner. Thank you so much for your help.

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