Why an Injury Claim Lawyer is Important in Your Accident Case
It is not unusual for people to develop a blind faith in insurance companies. This is especially true if you have only had minor experiences with your own auto or homeowners insurance company. When a tree falls on your car, the chances are very good that you will get excellent customer service from your insurance company. The reason this happens is because it is the insurance company that you are paying premiums to. As long as you do not make excessive claims, then the insurance company is going to want to retain you as a customer. But if you are ever in an accident and try to deal with the negligent party’s insurance company, then you will start to understand why an injury claim lawyer is so important when dealing with insurance companies.
When an insurance company has to make a significant payout to a person that was the victim of an accident their policyholder caused, then you will find that insurance companies are not nearly as friendly as you remember them being. Before the insurance company will pay you any compensation, it is going to want to see evidence from the accident. The insurance company evaluates the evidence and then makes an offer for a settlement. In many cases, the settlement offer made is not nearly enough to cover the cost of damages, medical expenses and lost wages that the negligent party’s actions have caused. That is when it is time to contact an injury claim lawyer and protect your rights.
An insurance company is a business that is always trying to protect its bottom line. We want to trust insurance companies and believe that they always operate with the consumer’s best interests in mind. But when you get into an accident and are faced with a less than adequate settlement offer, that is when you start to appreciate the services offered by an injury claim lawyer. An experienced attorney helps level the playing field and gets you the chance to win the settlement that you deserve.
Most people go through life paying insurance premiums and never having to deal with the more intense side of insurance claims. But when you are facing financial ruin and the insurance company is not helping, that is when you call in the injury claim lawyer to help get your point across. Whether the insurance company settles with a new offer or the situation winds up in court, at least you know you are properly represented.