Why Wearing a Helmet is Something to Consider
In the state of Florida, a person who is over the age of twenty-one may ride or operate a motorcycle without having to wear a helmet as long as they are covered by an insurance policy that will provide for a minimum of $10,000 in medical benefits for any injuries they sustain as a result of an accident.
Although it is currently not the law in Florida to have to wear your helmet once you reach a certain age, it is still the right choice and possibly the safest choice to do so.
As previously mentioned, if you are over the set age and have the required insurance coverage, then you are not required to wear a helmet while operating your motorcycle in Florida. However, anyone operating a motorcycle and even passengers are required to wear eye protection, regardless of age or their insurance coverage.
A Biker’s Rights Versus Their Safety
Many bikers will say they want to have the freedom to choose whether or not they are going to wear a helmet while riding their motorcycle, however, others advocate for better helmet laws due to the high fatality rate that has been associated with some Florida motorcycle accidents.
Injuries that can be sustained due to a motorcycle accident include back and spinal cord injuries, neck injuries, brain injuries and damage, burns, and paralysis. All of these injuries can be completely life altering and may come with long-term effects.
If you are not alert, then the negligence of the other drivers may be what results in the accident, and the consequences can be serious.
When you are on a motorcycle, you are not enclosed as you would be in a car. You are more susceptible to the elements and those around you and without the proper protection, you can find yourself in an accident.
While you may be paying attention to your surroundings, the other drivers may not be, and in a motorcycle versus a car incident, the car and driver will probably be far better off than the motorcycle operator.
The Facts and Statistics
When you look at the statistics and facts surrounding motorcycle accidents with and without helmets, it has been found that those who were not wearing a helmet often saw higher health care costs, longer recovery times, and a decreased quality of life.
The National Highway Traffic Safety Administration also reported that there were over 14,000 motorcycle fatalities between the years of 2008 and 2010 in the United States and 42% of those fatalities were of bikers who were not wearing helmets.
The Bottom Line
The bottom line if you live in Florida and you are over the required age is that you have the freedom to choose whether or not to wear a motorcycle helmet as long as you meet the other requirements.
However, it is essential to weigh the pros and cons and gain a better understanding of what could happen if you are involved in an accident while not wearing a helmet. If you have already been in an accident and it was due to the negligence of the other driver, then there may also be a chance that you are entitled to compensation for any injuries you may have sustained.