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How To Write An Effective Demand Letter For Your Auto Accident Injuries


When you’ve been injured in an auto accident in Florida, it can change your life. Your injuries may require expensive medical procedures that can place a lot of financial pressure on your family. You may have to miss a lot of work or even lose your job because your injuries prevent you from being able to do your duties. Not to mention, all the pain, suffering, and emotional hardship that you and your family endure. If your injuries are severe, it is important that you get full and fair compensation through a settlement from the insurance company. One of the most important parts of this process is the demand letter.

What Is A Demand Letter?

A demand letter is a letter that is drafted by your or ideally, your auto accident attorney that outlines what you are seeking in your auto settlement. A demand letter includes:

● A description of the accident along with any relevant facts about the accident such as the other driver was speeding or was intoxicated.
● A list of damages including medical bills, lost wages and benefits, property damage, and any other intangible damages like pain and suffering, loss of consortium, or mental anguish.
● A statement of fault, proof of fault, and a discussion about the liability.

The demand letter should also include details of the injuries you incurred, medical bills, and any other financial costs as a result of the accident.

Tips For Writing An Effective Demand Letter

A demand letter is very important to your case, it’s really the first step toward achieving a fair settlement. So it is important that your demand letter is effective. Here are some tips to writing an effective demand letter:

● Be firm but polite in your tone.
● Stick to the facts and stay objective.
● Include important details about the accident and the related damages.
● Define the compensation amount for tangible damages and include the intangible damages.
● Add a deadline for their response.
● Make sure you have hard copies and proof of all of your claims.

These tips will help you show the insurance companies that you mean business and are prepared to fight to protect your right to a fair settlement.

How The Insurance Companies Respond To Demand Letters

Insurance companies are in the business of making money and paying settlements cuts into their profits. So you may not always get a fair response back to your demand letter. There are a few ways the insurance companies may respond that you need to be prepared for including:

● They accept the demands outlined in your letter and they will move to pay compensation and settle the claim.
● They make a counteroffer for your damages, often this is for much less than your injuries costs.
● They completely deny your claim and refuse to pay any compensation.
● They simply do not respond, hoping you will drop the case.

If they send you a counteroffer, never sign it until you’ve consulted with your attorney and your injuries are healed. If they deny your claim or refuse to respond, speak to your attorney about the next steps to fight for compensation.

Why It Is Best To Hire An Attorney To Draft Your Demand Letter

There are many reasons why it is always best to have an attorney draft your demand letter. First, attorneys will review your damages and make sure that you are asking for enough money. Oftentimes, there are damages that victims are owed but they don’t know about and the insurance companies certainly won’t tell them. Secondly, attorneys draft demand letters all the time, so they know what needs to be included and what works. Finally, a skilled attorney knows exactly how to fight if a claim is ignored or denied. They will make sure that the insurance companies don’t infringe your rights to a full and fair settlement, even if it means going to court.

Rather than drafting your own demand letter, consult with the team at the attorneys at Justice Pays Goldman, Babboni, Fernandez, and Walsh. We’ll help you calculate your damages, gather evidence to prove your claims, and draft a demand letter that lets the insurance companies know you mean business. To learn more, give us a call at 1-833-954-1234 for a free case review to learn more.

Stephen M. Fernandez developed a strong belief in justice and fairness in public policy while earning his Political Science degree prior to attending law school. Since joining the Florida Bar Association in 2004, Stephen Fernandez has combined his background in public policy, business administration and civil law to serve as a highly effective trial lawyer fighting for Florida's injured, working hard every day to make sure his clients get what they are owed.

How To Write An Effective Demand Letter For Your Auto Accident Injuries

Goldman Babboni Fernandez
Murphy & Walsh




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